Bill would require insurance for driving services like Uber or Lyft

Kentucky Representative Jeff Greer (Democrat of Brandenburg) told the Kentucky House standing committee in a hearing on February 11 that the bill he filed – House Bill 207 – would mandate that transportation network companies like Uber and Lyft provide insurance for their drivers, the State Journal reported.

The insurance would be a “pre-trip acceptance primary liability insurance” that includes $50,000 for death and personal injury per person; $100,000 for death and personal injury per incident; and $25,000 for property damage. The bill would mandate these companies have adequate insurance coverage while drivers are logged into the app and looking for potential passengers.

Uber representatives Adam Blinick and James Ondrey, general managers for Uber in Kentucky, and Ohio, respectively, joined Lyft representative Jonathan Miller in their opposition to the measure, saying there is no gap of coverage. Blinick said Uber already provides insurance for the driver if the driver’s personal policy provider has exclusions in its insurance policy for delivery services.

Our attorneys at Wilson & McQueen, PLLC, in Lexington handle personal injury cases such as car accidents, medical malpractice, or product liability, among others. Learn more by calling our offices at (800) 953-2373 today.