Riders in Lexington enjoy the freedom and convenience that their motorcycles provide. The risk of getting seriously hurt by a reckless car or truck driver usually is not the first thing on their minds. But that danger is always there. Too many motorists out there...
Car Accidents
Guidelines for students involved in a campus accident
As an enrolled college student, you may be on your own for the first time in your life. Far from home, you now face another challenge: a car collision on your school’s campus. The presence of blood, the pain in your torso and the wreckage of two vehicles confront you....
What is PIP insurance and how is it used?
PIP stands for “personal injury protection” and it exists to provide funds to the individual involved in an accident, including medical expenses, lost wages, and other out-of-pocket bills due to the accident. Kentucky has its own specific way of handling matters of...
What to do when the other driver doesn’t have collision insurance
Getting injured in a severe car accident is bad enough. Finding out the driver who caused the wreck did not have insurance is even worse. Fortunately, there may be another way to pay your expensive medical bills, lost wages and pain and suffering. Coverage for when...
How does Kentucky’s no-fault car insurance work after an accident?
No-fault car insurance laws are an arrangement in many states where a driver involved in a car accident files a claim with their own insurance company after an accident, no matter who was at fault. This arrangement involves Personal Injury Protection (PIP), which...
What happens when the person who hit me doesn’t have insurance?
Going through a car accident can be devastating on many levels. Along with the emotional trauma, you may have injuries and significant damage to your vehicle. As you seek medical care, you may start to think about the cost of your treatment, especially if you know the...
What do the degrees of burn injury mean?
Dealing with burn injuries requires a basic understanding of the system of severity by which burn injuries get categorized. These categories - first, second and third-degree burns - will determine how the burn itself gets treated based on the severity of the wound....
Why do motor vehicle fatalities increase in warmer months?
Though you may associate winter driving with treacherous conditions like ice and snow, the warmer months are actually the most dangerous for motorists. Data from the National Safety Council shows that motor vehicle fatalities were highest in the summer months of 2020....
What is PIP insurance?
If you are involved in a motor vehicle accident, you will need the right insurance coverage. Kentucky law requires personal injury protection (PIP) with minimum coverage of $10,000. PIP coverage can be rejected but is otherwise mandatory coverage. Additional PIP...
Unsettling statistics on pedestrian accidents
Whether you walk close to traffic on a daily basis, occasionally walk alongside the road or worry about the safety of your children while they walk around, it is vital to understand the many different risks that pedestrians face. Traffic accidents involving...