Serving You With Tenancity & Care Schedule a Free Consultation
File Folder with labeling "Workers compensation", gavel and libra

Injuries That Qualify for Workers’ Compensation

Wilson & McQueen, PLLC March 27, 2024

Experiencing an injury while performing your job duties can create a lot of confusion, particularly concerning eligibility for workers’ compensation benefits. Understanding which injuries are generally eligible under workers' compensation laws is essential for anyone who finds themselves in such unfortunate circumstances. Typically covered injuries range from musculoskeletal injuries, such as back injuries, to conditions like hearing loss.  

Knowing whether your injury qualifies is the first step, and seeking legal assistance can provide clarity and support in protecting your rights and pursuing financial relief. If you need assistance understanding whether your injury qualifies for workers’ compensation in Kentucky, reach out to our skilled workers’ compensation attorneys at Wilson & McQueen, PLLC, in Lexington. 

Types of Qualifying Injuries 

When seeking workers' compensation, understanding the scope of injuries that qualify can fundamentally alter the trajectory of your claim. Not all injuries are covered under workers’ compensation laws; coverage is typically provided for injuries directly connected to employment activities. The key is determining whether the injury occurred "in the course of employment" and is related to the duties or responsibilities of the job.  

Below, we outline specific types of injuries that usually qualify for workers' compensation, helping you to identify whether your situation might be covered. 

Acute Injuries 

  • Falls: One of the most common workplace accidents involves employees slipping or tripping, leading to falls. Whether it's tumbling from a ladder or slipping on a wet floor, these incidents can cause severe injuries. 

  • Machinery Accidents: These cover a broad spectrum, from being injured by machinery in motion to suffering cuts or amputations. Working with heavy machinery often carries inherent risks. 

  • Vehicle-Related Injuries: Employees who drive as part of their job duties, whether transporting goods or people, may experience injuries from vehicle accidents. These range from minor to life-threatening but generally fall within the purview of workers' compensation if they occur on the job. 

Chronic Conditions 

  • Repetitive Stress Injuries: The constant repetition of movements can lead to conditions like carpal tunnel syndrome, significantly affecting an employee's ability to work. 

  • Hearing Loss: Prolonged exposure to loud noise without adequate protective gear can lead to partial or total hearing loss, a condition covered under workers’ compensation. 

  • Occupational Diseases: These are illnesses that develop due to exposure to harmful conditions in the workplace, such as exposure to toxic chemicals leading to respiratory issues or skin diseases.  

It’s wise for injured workers to review these types of injuries as they begin the process of filing a workers' compensation claim. Should you find your injury falls into one of these categories, the next step involves reporting the injury to your employer and seeking medical attention.  

In addition to following these initial steps, consulting an experienced workers' compensation attorney can provide further guidance and assistance in initiating your claim, ensuring that you receive the benefits you are entitled to for your on-the-job injury. Proper representation and a clear understanding of your rights and obligations under workers’ compensation laws can make a significant difference in the outcome of your claim. 

Understanding AOE/COE 

Another critical aspect of workers' compensation claims is the concept of AOE/COE, which stands for "Arising Out of Employment/Course of Employment." This principle addresses whether an injury or illness is directly related to the job and occurred while performing work duties. For an injury to qualify for workers' compensation benefits, it must be established that it is AOE/COE, meaning it didn't just happen at work but was a result of the work being performed. 

For instance, if an employee slips and falls while making a delivery for their job, the injuries sustained would typically be considered as AOE/COE, since the accident occurred in the performance of work duties. Conversely, if an employee is injured during a lunch break while off the company's premises and not performing work-related tasks, it may not be considered AOE/COE. 

Determining AOE/COE is influential in the approval of workers' compensation claims, as it directly impacts eligibility for benefits. It's this principle that distinguishes between injuries that are and aren't compensable under workers' compensation laws. Understanding and proving AOE/COE is often where the experience of a knowledgeable workers' compensation attorney becomes indispensable as they can help ensure that injured workers receive the benefits they deserve. 

Legal Representation Matters 

Filing a workers' compensation claim can be challenging to begin and follow through with, especially while recovering from an injury. Consulting with a seasoned workers' compensation attorney can significantly impact the outcome of your claim. An experienced attorney can provide a comprehensive understanding of your rights and the benefits you're entitled to receive; assist in the meticulous preparation of your claim to ensure all pertinent information and documentation are included; and advocate on your behalf during negotiations with insurance companies or in dispute resolutions. 

At Wilson & McQueen, PLLC, we specialize in workers' compensation claims and are committed to supporting injured workers. Our legal team has extensive experience handling a variety of workplace injury cases and is dedicated to achieving the best possible outcomes for our clients. 

Understand Your Options 

Secure the benefits you deserve following a workplace injury. With the right preparation, documentation, and legal support, you can approach the claims process with confidence. If you find yourself or a loved one facing this challenging situation, reach out to our team at Wilson & McQueen, PLLC, for dedicated assistance and representation.